Picking up knowledge from where the system drops us off
Well, I’m officially settled into the new job. Loving it so far. Meaningful work, relatively low-stress, solid pay. I can’t complain! As of the end of September, I have a full month under my belt. Seeing just how much I got paid in one month’s time is kind of mind boggling to me. It’s nothing crazy, but given my spending habits, I’m in a good…
Just last month I moved across the country for a new job. This month, I got a different, slightly better job offer in an industry I am more passionate about, and I took that offer. I got another job, woohoo! As such, August was a continuation of the transition that I’ve been going through. Here are my expenses: Home/Rent – $401 I spent half of…
I got a job! This month I got my shit together, and moved across the country. I was able to sneak in a week long camping trip with some old friends before starting my new job. I’m a lucky person. Home/Rent – $47 A temporary storage unit before I moved into my new apartment full time Auto – $816 Heads up – one way car…
Another month of living at home. Helping around the house, and applying for jobs. Doing chores instead of paying rent. I’m a lucky person. Home/Rent – $0 Auto – $0 Transit/Travel – $0 Health/Wellness – $0 I was able to seamlessly hop onto my parents’ insurance plan after losing my job. Thanks Obama. Aside from premiums, no spending. I did get a little fever and…
Well. I moved home, and have just about no expenses. I’ve had a lot of time to reflect on my privileged and luck. Yes, I lost my job, but the government has stepped in and is essentially covering my entire wage for the near future, until I find another job. And I can temporarily move home with wonderful parents who are super happy to have…
I lost my job at the end of March. Luckily, I had a paycheck and a half trickle in during the month of April. Additionally, I received a $1200 ‘gift’ from the United States federal government. They’re calling it a ‘stimulus check’. Given my situation, my $1200 is going to stimulate my online savings account, earning an incredible 1.55% in annual interest. When you’re unemployed,…
March marks my last month paying way too much rent for a ‘luxury’ apartment. But again, gambling is the line item that is dominating these expense reports. Good news: I cashed out almost the entirety of my political gambling funds. Bad news: I lost a good chunk of cash. Who would’ve thought? We have a massive accounting gain this month, compared to the exorbitant accounting…
Well, we slowed down from last month’s gambling recklessness, because many of the presidential primary elections that I had been betting on finally happened. Compared to December and January, tossing $2497 towards gambling this month seems much more reasonable. Again, not reasonable at all, but comparatively less ridiculous. $89 per day spent on political gambling. That’s a pace of over $32,000 per year. I also…
Well, we topped last month’s recklessness. I spent an insane $6580 on gambling this month. What is risk management? That’s $212 a day, and a pace of over $77,000 per year. If I adjust my savings rate to ignore my debt repayment, as well as this gambling, we’re at a healthy 48% rate of savings this month. But the reality is, I spent/gambled thousands on…
My elementary school had a school motto, paraded by the principal at our school assemblies and over the morning announcements. My older brother, I guess the person I looked up to most as a kid… constantly berated the motto. He added his own personal corniness and sarcasm to the phrase, which always made me laugh. But upon reflection, it’s some of the most simple and…
