Well, I’m officially settled into the new job. Loving it so far. Meaningful work, relatively low-stress, solid pay. I can’t complain! As of the end of September, I have a full month under my belt. Seeing just how much I got paid in one month’s time is kind of mind boggling to me. It’s nothing crazy, but given my spending habits, I’m in a good…
August Expense Report
Just last month I moved across the country for a new job. This month, I got a different, slightly better job offer in an industry I am more passionate about, and I took that offer. I got another job, woohoo! As such, August was a continuation of the transition that I’ve been going through. Here are my expenses: Home/Rent – $401 I spent half of…
July Expense Report
I got a job! This month I got my shit together, and moved across the country. I was able to sneak in a week long camping trip with some old friends before starting my new job. I’m a lucky person. Home/Rent – $47 A temporary storage unit before I moved into my new apartment full time Auto – $816 Heads up – one way car…
June Expense Report
Another month of living at home. Helping around the house, and applying for jobs. Doing chores instead of paying rent. I’m a lucky person. Home/Rent – $0 Auto – $0 Transit/Travel – $0 Health/Wellness – $0 I was able to seamlessly hop onto my parents’ insurance plan after losing my job. Thanks Obama. Aside from premiums, no spending. I did get a little fever and…
May 2020 Expense Report
Well. I moved home, and have just about no expenses. I’ve had a lot of time to reflect on my privileged and luck. Yes, I lost my job, but the government has stepped in and is essentially covering my entire wage for the near future, until I find another job. And I can temporarily move home with wonderful parents who are super happy to have…
April 2020 Expense Report
I lost my job at the end of March. Luckily, I had a paycheck and a half trickle in during the month of April. Additionally, I received a $1200 ‘gift’ from the United States federal government. They’re calling it a ‘stimulus check’. Given my situation, my $1200 is going to stimulate my online savings account, earning an incredible 1.55% in annual interest. When you’re unemployed,…
March 2020 Expense Report
March marks my last month paying way too much rent for a ‘luxury’ apartment. But again, gambling is the line item that is dominating these expense reports. Good news: I cashed out almost the entirety of my political gambling funds. Bad news: I lost a good chunk of cash. Who would’ve thought? We have a massive accounting gain this month, compared to the exorbitant accounting…
February 2020 Expense Report
Well, we slowed down from last month’s gambling recklessness, because many of the presidential primary elections that I had been betting on finally happened. Compared to December and January, tossing $2497 towards gambling this month seems much more reasonable. Again, not reasonable at all, but comparatively less ridiculous. $89 per day spent on political gambling. That’s a pace of over $32,000 per year. I also…
January 2020 Expense Report
Well, we topped last month’s recklessness. I spent an insane $6580 on gambling this month. What is risk management? That’s $212 a day, and a pace of over $77,000 per year. If I adjust my savings rate to ignore my debt repayment, as well as this gambling, we’re at a healthy 48% rate of savings this month. But the reality is, I spent/gambled thousands on…
Elementary School Motto: Try Your Hardest, and Never Give Up
My elementary school had a school motto, paraded by the principal at our school assemblies and over the morning announcements. My older brother, I guess the person I looked up to most as a kid… constantly berated the motto. He added his own personal corniness and sarcasm to the phrase, which always made me laugh. But upon reflection, it’s some of the most simple and…